Services

Stewart & Associates provides advice both on investments and other financial planning topics for our clients. We can advise on a wide range of topics including (but not limited to):

• Retirement cash flow planning—assessing the feasibility of retirement prior to making the decision, as well as planning optimal portfolio withdrawal strategies after retirement.
• College savings planning—helping clients find the best savings vehicles for their unique situations
• Social Security claiming strategies
• Portfolio analysis and recommendations
• Tax and estate planning issues (typically in conjunction with CPA’s and attorneys)
• Retirement savings strategies

Clients of our firm are self-directed investors who maintain control of their individual investment accounts. We do not take custody of client funds, nor do we trade in client accounts. Rather than sweeping fees from our clients’ accounts, we are paid directly via personal check from the client, which adds transparency to our fees and billing. We charge hourly for our time, rather than basing fees on client assets. We feel this is a very fair way of billing clients—they pay only for the services that they want and need, nothing more.

We are independent, fee-only, and act as fiduciaries to our clients. Although most of our clients hold their assets with Vanguard, it is not a requirement to do so. Clients can hold their assets with any custodian or brokerage firm that they choose.

Stewart & Associates offers a free, no-obligation meeting for prospective clients. Please call our office if you’d like to schedule a meeting and see if we might be a good fit for you.